Financial Planning Services

Every engagement begins with a financial plan. We offer three options to meet your individual needs.

Investment Plan — $2,500 one-time fee. Includes the following elements:

  • A review your financial goals and an assessment of the adequacy of current savings levels to achieve those goals.
  • Education regarding investment concepts, philosophy and the advisor's strategy.
  • Development of an Investment Policy Statement (IPS) addressing asset allocation targets, expected rate of return, portfolio selection, and a rebalancing plan.

Retirement Plan — $5,000 one-time fee. Includes everything above plus:

  • Pre- and post-retirement spending projections including the establishment of a savings program and help with expense management.
  • Financial projections using sophisticated modeling software to analyze the ability of your investment portfolio support your financial needs in retirement.
  • Monte Carlo Analysis and Stress Testing to determine the probability that you won't run out of money in your later years.

Comprehensive Financial Plan — $7,500 one-time fee. Includes everything above plus:

Review of your assets and liabilities and recommendations for realignment.

Tax planning to maximize your wealth.

  • Review of your insurance policies and other risk management options to protect you from things that can go wrong.
  • College funding plan that optimizes the opportunity for financial aid.
  • Estate planning to minimize future estate taxes and provide for efficent transfer of assets.
  • Plans that address other client-specific needs such as development of asset protection strategies, stock option analysis, strategic planning for closely-held businesses, and succession planning and exit strategies for business owners.