One-Time Fees

Financial Planning Services

• A review your financial goals and an assessment of the adequacy of current savings levels to achieve those goals.
• Education regarding investment concepts, philosophy and the advisor's strategy.
• Development of an Investment Policy Statement (IPS) addressing asset allocation targets, expected rate of return, portfolio selection, and a rebalancing plan.

• Pre- and post-retirement spending projections including the establishment of a savings program and help with expense management.
• Financial projections using sophisticated modeling software to analyze the ability of your investment portfolio support your financial needs in retirement. 
• Monte Carlo Analysis and Stress Testing to determine the probability that you won't run out of money in your later years.

• Review of your assets and liabilities and recommendations for realignment.
• Tax planning to maximize your wealth.
• Review of your insurance policies and other risk management options to protect you from things that can go wrong.
• College funding plan that optimizes the opportunity for financial aid.
• Estate planning to minimize future estate taxes and provide for efficent transfer of assets. 
• Plans that address other client-specific needs such as development of asset protection strategies, stock option analysis, strategic planning for closely-held businesses, and succession planning and exit strategies for business owners.